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How Do The Car Insurance Rates Vary?

Car insurance is vital as you own your car. However, people new to car insurance have a very vague idea on the premium rates and it’s to mention here that the insurance rates would vary on a number of reasons. If you are interested to know more about the car insurance rates follow the post below as here is a discussion on the various factors responsible for the differences in car insurance rates.

The prime most factor is the area of the car owner. If you are staying under a rough climate which is prone to severe storms and extreme weather conditions your car insurance rate would be certainly higher in comparison to a car owner living in a relatively simpler climate. It’s because when you are under extreme weather situations there are high chances of car damage than those cars in a fairly normal climate and more damages would mean more claims from the insurance companies which simultaneously hikes up the insurance rates for those staying in harsh situations.

Apart from the climate, the safety status of your area would also determine the rates of car insurance. The vehicles parked in highly crime prone areas will always fetch higher insurance premiums as these cars are vulnerable to theft and burglary and damage as well. The rates would be especially higher if you have a luxury or fancy vehicle parked in highly crime prone areas since the luxury autos are more susceptible to burglar than regular and simpler models.

Besides, the car insurance companies also take note of your driving record while deciding on the insurance premiums. The car owners with a poor driving record are usually subjected to higher rates of interest on the conception that they are more prone to collisions, rash driving, car damage and hence frequent insurance claims in comparison to the car owners with decent records.


Get More From Your Car Using These Great Auto Repair Tips

Get More From Your Car Using These Great Auto Repair Tips

Get More From Your Car Using These Great Auto Repair Tips

If you have thrown your hands in the air at the sign of car repairs in the past, it’s because you need to be more informed about the subject. It doesn’t matter if you’re taking your vehicle to a shop or performing the repair yourself, you will benefit from the following tips. Keep reading to learn more about auto repair.

If you notice your windshield wipers are not removing all the water from your windshield when it rain, you may need to replace the blades. This is a simple fix anyone can do. Measure the blades and purchase new ones from an auto supply store. Remove the old ones and snap the new ones in place.

If you are having work done on your car, make sure you get a written estimate beforehand. The estimate should include what is being repaired, the parts that will be needed and the anticipated cost for labor. It should also say that they will call for your approval before doing any additional work which exceeds the amount or time specified. Continue reading

Yamaha Alpha – A Delightful Ride

Yamaha is a two-wheeler manufacturer that is engaged in the manufacturing and sales of bikes. In India, their product range primarily consisted of only bikes until recently. The Yamaha bikes were well loved and admired by the bike buyers and the popularity of these bikes is attributed to the powerful performance delivered by them. With the advent of gearless scooters and their unprecedented demand, and ever-growing market, Yamaha has forayed in to the production of gearless scooter as well. They offer a range of scooters along with the bikes to the Indian customers.

The latest entrant to the fleet of the Yamaha scooter is the gearless wonder named Yamaha Alpha. Yamaha Alpha scooter comes with an Ex-showroom price tag of about INR 47,735/. It was launched at the Delhi Auto Expo in February this year. Ever since, it has done good business for the company.

Yamaha Alpha – A Delightful RideThe Yamaha Alpha is based on its older sibling, Yamaha Ray. However, the similarity ends there. The Alpha is more big and spacious than the Ray. Alpha is positioned as a unisex scooter and hence is considered as a viable option by the men as well.  The Yamaha Alpha is trendy, up class and features attractive, stylish design. It stands out in the crowd as it is designed quite differently from other scooters.

The Yamaha Alpha is powered by a 113 cc, single cylinder, air-cooled engine that produces a maximum power of bhp. It comes with CDI ignition and a spark plug on the engine cylinder. The engine delivers powerful performance and it delivers a fuel economy of about 47 kmpl. The Alpha comes with a fuel tank capacity of 5.2 liters and hence the average fuel range offered is 240 km, which is quite good for a long ride as well.

Though positioned as an urban scooter, the Alpha delivers reliable performance under all conditions – including the traffic congested city lanes and the bumpy mud roads of rural India. The suspension offered is telescopic type. In addition to this, the scoter comes with superior braking technology, which is very reliable.

Another notable feature of the Alpha includes a large headlamp, which has been designed in such a way that the turn indicators are placed along with it.  The seat is placed at a comfortable height of 775 mm, which is ideal for a pleasurable riding experience. Tubeless tyres, halogen headlights, maintenance free battery and ample storage space for accessories are some of the other highlights of this vehicle.

If you are looking for a lightweight, attractive and high performance gearless scooter for daily commuting, the Yamaha Alpha can be an ideal choice for you. Unlike some of its competitors, the Alpha does well in both urban and rural roads.

For more information on new bikes & cars Log on to http://bikeportal.in/  & http://autoportal.com/

Auto Repair Tips Anyone Can Understand And Use

Auto Repair Tips Anyone Can Understand And Use

Auto Repair Tips Anyone Can Understand And Use

Do want to avoid car repair rip-offs? The best way to do that is stay informed. That includes picking the right mechanic. There are some that are not that reputable. If you are doing the repairs yourself, being prepared saves you both time and money. Read these tips to learn more about auto repairs.

Make sure you get quality parts to fix your car. You can usually get better prices if you get used parts from a junk yard but there is no way of knowing how long these parts will last. Do not hesitate to spend more on brand new parts that come with a guarantee.

Look for an auto repair shop that displays their certifications for everyone to see. Get a good look at it to make sure that they are current. Even if they are certified, that does not guarantee quality work, but there is a greater chance of the work getting done correctly. Continue reading

Smart Tips To Buying The Right Vehicle

Smart Tips To Buying The Right Vehicle

Smart Tips To Buying The Right Vehicle

Most people love new cars, but many hate the prospect of having to go shop for one. Given the substantial expense involved, preparing to buy a car requires a good bit of research in advance of your shopping trip. The article that follows below contains terrific guidance for anyone looking to buy a vehicle.

When shopping for a new vehicle, consider all of your options. There are many used cars that have extremely low miles and rock bottom prices. The ones to look for are the ones that have been leased and returned. These cars have been serviced at the dealership and usually have plenty of factory warranty protection left.

When buying a vehicle from a private seller, make sure a mechanic does an inspection first. If the person doesn’t want you to do that, you need to think of that as a warning. There could be hidden, expensive problems that will affect the vehicle’s value. You don’t want to buy into these without knowing about them first. Continue reading