One of the problems that all parents should face when it comes to the need to apply auto insurance for their teenager is the high insurance premium rate they should afford monthly. Well, perhaps teenagers don’t realize why their parents prefer to buy used car for their first car instead of brand new car as their first car. Some people might be thinking that it is because teenagers are not supposed to be trusted with a brand new car or perhaps it is also what all parents will say to their teenagers. However, the fact is by buying used car for their teenagers, parents could reduce the high insurance premium rate for young driver.
Yes, it is true that insurance rate for used car is lower than the rate established for brand new car. And since the auto insurance for young driver is really high, the choice of used car is totally helpful in reducing the high rate. Perhaps it is easy to find the best young drivers insurance but finding one that is reliable and affordable is almost impossible. That is why some tricks are supposed to be applied because when it comes to insurance for young driver, there is no such cheap package available.
Furthermore, speaking of some more tricks to apply, improving the current safety standard of the car is also able to help to reduce the insurance premium rate and it is better for you to avoid purchase specific car brand, though it is a used car, that has specific insurance rate, for instance is SUV which has higher insurance rate if compared to other car brands. One more thing that you should do is making sure that you tell your teenagers to drive carefully and responsibly because excellent driving history is having important role in reducing the insurance premium rate significantly.